Erik J. Martin, contributor

USDA loans have some special requirements for home buyers. Learn about income limits, eligible locations, and other USDA loan requirements.

Will the housing market get better in 2023? Will rates go down? Will home prices fall — or crash? Experts answer these questions and more.

Will mortgage rates go down in 2023? Experts are split on how high rates could go next year. See their 2023 mortgage rate predictions here.

Letters titled "Report of available funds" or "You qualify for an MIP reduction" are just advertisements. Here's what you should know.

Do you need 20% for a conventional loan down payment? Not even close. Today's conventional loans start at just 3% down.

Some of the best home improvement loans include HELOCs, home equity loans, the FHA 203k, and cash-out refinancing. Here's how they compare.

You typically need good credit to get a HELOC. But lenders set their own guidelines and some are more lenient than others.

First-time home buyer government programs include special loan options, down payment assistance, and homebuyer education. Learn more here.

It's possible to get a HELOC on an investment property. But fewer lenders offer them and the rules are a little different. Learn more here.