First-Time Home Buyer Programs, Grants and Loans
First-time home buyer programs offer grants, loans, and assistance to make homeownership affordable. Learn how to qualify and save on your first home.
With more than 10 years in the mortgage industry, and another 10 years writing about it, Gina Freeman brings a wealth of knowledge to The Mortgage Reports as its Associate Editor. Gina works with a team of world-class real estate and finance writers to bring timely and helpful news and advice to the audience. Her specialty is helping consumers understand complex and intimidating topics.
See how much you can afford by home price, monthly payment, or income
Determine your payment, including FHA-specific mortgage insurance and fees
Former or current members of the military have access to reduced costs and rates
The USDA provides a zero-down loan for homes outside major metros
Easily find down payment requirements for popular loan programs
Find out if your income level is eligible for this zero-down home loan