Articles by Gina Freeman - Page 6

What is a good credit score, and how can you go from good to excellent? Find out here.

The Federal Reserve announced a rate increase as expected. But here's what you might not have anticipated.

When you close on your mortgage in 30 days or fewer, you can get access to lower mortgage rates than the general population. Here's how to close quickly.

What Should You Do If Your Mortgage Is Sold? To avoid being scammed, take these precautions when your home loan is sold to another servicer, investor or lender.

Check a rent vs buy calculator when considering renting vs buying. See how the numbers work out upfront and over the long term.

The most confusing mortgage disclosures are no longer completely awful to navigate. Actually, they are pretty easy, once you understand a couple of things.

How do you know that you're getting a good house when buying a home? Look at marketability, safety, and functionality, and get professional help when you need it.

Today's mortgage rates are low, but you can get an even more affordable mortgage with a few adjustments to your mortgage borrower profile.

HOA rules can make your new condo or home a relaxing haven. But your HOA could also be a micromanaging, fine-levying bully. Here's how to avoid HOA problems when you buy a home.

How do you build credit? By using small amounts each month and repaying religiously on time. By improving your mix of credit with an installment loan or a mortgage. Here is a step-by-step guide to building credit.

Credit repair services cannot legally do anything you can't do yourself, and they can charge a lot to do very little. And debt settlement companies can take all your money, ruin your credit and still land you in court. There are better ways to fix your credit.

What does homeowners insurance cover, and why does your mortgage lender require you to buy it?

The Federal Reserve announced a rate increase as expected. But here's what you might not have anticipated.

Making your rental house a home may take a few improvements. But that rental home changes can you get away with? The renovations you can get away with in a rental home depend on your contract, and on how you go about doing them.

Shopping for a mortgage rate is not time consuming, but half of home loan consumers don't do it. They could be missing out on significantly better rates and fees.

If you are an adult child living at home (or if you have an adult child living at home), this guide will help you pull a plan together to get out of your parent's house and into a home of your own.

Considering a home with a long commute? Reconsider, for the sake of your wallet, your health and your sanity.

The Federal Reserve announced a rate increase as expected. But here's what you might not have anticipated.

You could just pack up your stuff and move out of your parents' house and in with a friend. But that's probably not the smartest way to be successful as a young adult paying for housing. Follow these tips to do it right and be more comfortable.