Tim Lucas, editor

Tim Lucas spent 11 years in the mortgage industry before moving into the world of digital media. He's helped thousands of families buy and refinance real estate at banks and mortgage companies and now continues that mission through industry-leading content. Tim has been featured in national publications such as Time, U.S. News and World Report, MSN, Scotsman Guide, and more.

Articles by Tim Lucas

Mortgage RatesJune 30, 2016

Brexit : Mortgage Rates At 164-Week Record; A Whisper Away From All-Time Low

Mortgage rates are scraping bottom per Freddie Mac. Rates are close to all-time lows not seen since 2012.

Mortgage RatesJune 28, 2016

Brexit : Elusive 2% Mortgage Rates Are Coming (FHA, VA, USDA, Conventional)

Britain's exit from the EU, or "Brexit" as it has come to be known, could usher in a new era for mortgage rates: 30-year fixed mortgages in the 2s.

Mortgage NewsJune 25, 2016

Brexit : Mortgage Rates Near All-Time Low After UK Vote

The bottom fell from U.S. mortgage rates after Britain voted to leave the European Union. "Brexit" is creating one of the best days for rates in history.

Discover rates and eligibility.
Start here to access top lenders.

HOW MUCH CAN YOU AFFORD?Find out with our suite of mortgage tools

Mortgage Calculator

See how much you can afford by home price, monthly payment, or income

FHA Calculator

Determine your payment, including FHA-specific mortgage insurance and fees

VA Loan Calculator

Former or current members of the military have access to reduced costs and rates

USDA Calculator

The USDA provides a zero-down loan for homes outside major metros

Down Payment Calculator

Easily find down payment requirements for popular loan programs

USDA Income Limits

Find out if your income level is eligible for this zero-down home loan