
How Much Mortgage Can I Afford on My Salary?
How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here's how it works.


Today’s mortgage rates Mortgage rates look mostly steady to mixed to start Monday, with Freddie Mac’s 30-year benchmark last coming in at 6.66% and rate coverage describing purchase and refinance […]
See how much you can afford by home price, monthly payment, or income
Should you refinance? This calculator breaks down monthly and lifetime cost
Former or current members of the military have access to reduced costs and rates
Determine your payment, including FHA-specific mortgage insurance and fees
The USDA provides a zero-down loan for homes outside major metros
Find out if your income level is eligible for this zero-down home loan
Our step-by-step guide will direct you through the process from start to finish. Know what to expect, no matter where you are in your home buying journey.

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