Home Loan News and Advice from Experts You Can Trust

This guide covers how out-of-state second home HELOC appraisals work, the qualifications, and how to coordinate the entire process remotely.

Tapping home equity isn't as straightforward if you own more than one property. Your decisions can change your interest rate or even approval.

Learn which home improvements increase your HELOC appraisal value, which to avoid, and how timing and permits affect results.

HELOCs can be safe in retirement, as long as the borrower weighs their risks and are disciplined in their plan.

A HELOC gives homeowners financial flexibility, but access can be reduced or frozen if a lender's risk model changes.

Under current tax rules for 2026, HELOC deductibility depends on how the money is used, not the loan itself.

Jumbo HELOCs let homeowners borrow can borrow over a $1 million against their equity— but it requires navigating a different set of rules.

Compare the fastest HELOC lenders of 2026, including approval times, funding speed, and credit requirements, plus tips to get your HELOC funded faster.